We strongly believe that you should have a fully comprehensive Travel Insurance arranged in your own country of residence before you travel. Your Travel Insurance should not only include travel delays, flight cancellations, but also to transfer you back home through air ambulance if you are seriously ill. Usually, the Travel Insurance will pay your hotel and hospital expenses locally in India, or fly you to the nearest major city hospital. In the worst situation, air ambulance cover must be available to fly you home.

Example of International Travel Insurance from UK

Going on holiday to an International destination? If so, you’ll need International Travel Insurance.

International Travel Insurance is essential if you are travelling outside the UK. One of the main factors is should you need emergency medical treatment abroad, the bills can be very expensive, particularly in places such as Spain and the USA. A good International Travel Insurance policy should also cover you for cancellation/curtailment, personal accident, personal liability and legal expenses as a minimum.

Which policy do I need?
Annual Multi-trip International Travel Insurance policies usually cover for an unlimited number of trips taken in the course of a year up to a certain duration (most travel insurance policies offer cover for trips up to 31 days). So if you want to take off somewhere last minute, you don’t have to worry about arranging international travel insurance again if you already have a policy in place. If you take more than two trips in a year an annual multi-trip International Travel Insurance policy will very likely work out better value for money.

A Single Trip International Travel Insurance policy could be the right choice for you if you tend to have one main holiday a year. With Single Trip International Travel Insurance, if you arrange your cover as soon as you book your holiday or trip, you are immediately protected should you need to cancel your holiday or trip.

Backpacker International Travel Insurance policies are ideal if you are planning a trip lasting more than a month. These policies can be an inexpensive way to cover extended trips and many offer cover for adventurous activities although you will need to check the policy before you travel to make sure your activity is covered. Ask for a list from Your Travel Agent.

Check list for your International Travel Insurance Quote

1. What International Travel Insurance policy do I need?
2. What activities will I be participating in and does the International Travel Insurance policy cover these?
3. Do I need Winter Sports cover?
4. Does the International Travel Insurance policy give you all the cover you need? (Think about any activities you may be doing, even spur of the moment ones, and make sure you’re covered for these)
5. Are the limits of the International Travel Insurance cover sufficient? (Check carefully the single item limits for personal possessions and valuables, and the cash limit)
6. Am I eligible for the International Travel Insurance policy?
7. If I choose an Annual Multi-trip International Travel Insurance policy is the individual trip limit sufficient for my needs?
8. Am I and all insured persons on my International Travel Insurance policy able to comply with the Medical Warranty / Health Declaration?
9. Does the International Travel Insurance policy include a 24-hour Emergency Medical Assistance Service?
10. Read the International Travel Insurance Policy Summary (Key Facts) and Policy Wording carefully to ensure the cover meets your needs.
11. Does the International Travel Insurance policy contain a “cooling off” period?

In addition to this, take a look at your travel insurance travellers check list which has useful tips to ensure your trip goes smoothly.

PLEASE NOTE:

SINGLE TRIP & ANNUAL MULTI-TRIP International Travel Insurance from your travel insurance may only be available for persons aged 64 years or under at the start date of your policy. So if you are over 64 then you may have to pay extra for your cover.

BACKPACKER International Travel Insurance is only available for persons aged 35 years or under at the start date of your policy. Again, check if you are an older backpacker.